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Home»Travel»Questions to the head of the city registration chamber

Questions to the head of the city registration chamber

December 23, 2019

That, in general, in the registration chamber, there have never been queues over the past year?

Perhaps somewhat tense were December, January, February. Then people needed an updating of extracts from the Unified State Register – a single state register of rights to real estate and transactions with it. Distalists for housing are needed for the provision to the property management committee. And citizens in large numbers addressed us to obtain these extracts. Then the recall of appeals occurred again.

The unification that occurred will not cause a bustle, and again the queue will not begin?

I assume that this should not be expected.

With what people go to your department most now?

Now a large percentage is on privatization issues.

This is the most popular service for your service today?

Well, why? We have a purchase and sale transactions, a mortgage, and a change of pledge holder … Many varieties of services are in demand.

On a mortgage, probably, we can conclude that the financial situation of people after the crisis is stabilized?

After analyzing the last three months, one might say that according to the indicators of registration actions, the mortgage has increased. Judging by a mortgage, we leave the crisis. People buy housing again using credit funds.

Matveeva was answered by Matveeva Elena Konstantinovna (head of the Dolgoprudnensky department of the Federal Service of State Registration, Cadastre and Cartography of the Moscow Region)

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Everyone should have residential real estate. Unfortunately, not everyone can buy their own apartment or house, even if they have been accumulated for decades. The best option is to take a mortgage loan, which you will pay for 10-20 years. Of course, in this case, in the end, you will give a much larger amount (along with commissions and interest), but you will not lose on inflation and rental of the apartment. But taking a mortgage is not so and easy. Firstly, you should already choose a real estate option, and secondly, to convince the bank of your own solvency, which not everyone succeeds. Everything is clear with the first point: today the sale of apartments in Nizhny Novgorod, Ufa, Krasnodar, St. Petersburg, Moscow and other large cities are almost always with the help of real estate agencies. Turning to the realtor, you can not only choose the desired version of the apartment or at home and get rid of all the problems with the paperwork, but also entrust the specialist to choose a bank and lending program. In some agencies, you can get a guarantee that in certain banks that have entered into an agreement with the agency, a mortgage loan will be given to you. If your income is high enough, and you have any assets, you have the right to count on trust from the bank, and at the same time you can choose both the bank and the lending program.

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