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Home»The science»The issues of the formation in the Nizhny Novgorod region of suburban low-rise construction were discussed by the Nizhny Novgorod specialists of the Triumph-Expert club within a professional meeting

The issues of the formation in the Nizhny Novgorod region of suburban low-rise construction were discussed by the Nizhny Novgorod specialists of the Triumph-Expert club within a professional meeting

December 20, 2019

There is no fashion for a living outside the city

Touching upon the most important issues of suburban low -rise construction, experts first noted the problem of lack of trend and fashion for life outside the city among Nizhny Novgorod. Possessing a house in a cottage village is a style and lifestyle. Residents of the Nizhny Novgorod region are ready to buy suburban real estate solely on the basis of issues of a relatively low price, and the culture of a suburban lifestyle is not very developed. This problem is strengthened by the insufficient formation of the rental market in the direction of suburban housing, ”the meeting participants summed up.

Developing the debate, the club members emphasized that the most important factor in the growth of the attractiveness of the suburban image of existence is the development of the infrastructure of cottage settlements. The lack of such infrastructure makes the full existence outside the city virtually impossible. The infrastructure is expensive, the laying of the formed infrastructure in the plan for building the village increases the cost of cottages and makes the project unprofitable, specialists concluded.

The meeting also noticed a weak development of mortgage programs and lending in the field of suburban construction. Misunderstanding the prospects, large requirements of the integrated development of areas, which is tanned for builders, also for the owners of houses – this is the circle of problems inherent in this area. The construction of cottages in credit is probably with the support of the state, or on the security of apartments. Again, the reason for the weak development of lending for suburban construction was called administrative obstacles.

At the end of the meeting, the club experts shared the experience of a suburban life, “on their land” – most of the experts either live in cottages or have property outside the city.

The meeting was created with the assistance of the Agitprom public communications office, the newspaper Kommersant-Nizhny Novgorod and the Higher School of Economics.

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Everyone should have residential real estate. Unfortunately, not everyone can buy their own apartment or house, even if they have been accumulated for decades. The best option is to take a mortgage loan, which you will pay for 10-20 years. Of course, in this case, in the end, you will give a much larger amount (along with commissions and interest), but you will not lose on inflation and rental of the apartment. But taking a mortgage is not so and easy. Firstly, you should already choose a real estate option, and secondly, to convince the bank of your own solvency, which not everyone succeeds. Everything is clear with the first point: today the sale of apartments in Nizhny Novgorod, Ufa, Krasnodar, St. Petersburg, Moscow and other large cities are almost always with the help of real estate agencies. Turning to the realtor, you can not only choose the desired version of the apartment or at home and get rid of all the problems with the paperwork, but also entrust the specialist to choose a bank and lending program. In some agencies, you can get a guarantee that in certain banks that have entered into an agreement with the agency, a mortgage loan will be given to you. If your income is high enough, and you have any assets, you have the right to count on trust from the bank, and at the same time you can choose both the bank and the lending program.

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